Changes for PIX

Apple signals willingness to settle with CADE, offering to permit PIX NFC on iPhones without per-transaction fees to financial institutions. Agreement not yet finalized; CADE to monitor compliance during implementation. Dispute began April 2025 over Apple exclusive NFC control and fees on contactless transactions. (2026-06-08). Recorded by ClearingPost from automated source verification on 2026-07-28. New value: Apple signals willingness to settle with CADE, offering to permit PIX NFC on iPhones without per-transaction fees to financial institutions. Agreement not yet finalized; CADE to monitor compliance during implementation. Dispute began April 2025 over Apple exclusive NFC control and fees on contactless transactions. (2026-06-08)

PIX participant count changed from 916 entities as of February 2026 (35 mandatory + ~881 voluntary); peaked at 934 June 2025; BCB may exclude up to 31 non-compliant indirect participants that failed intermediary migration by March 4, 2026 deadline to 916 entities (35 mandatory + ~881 voluntary, February 2026). Recorded by ClearingPost from automated source verification on 2026-07-27.

PIX tracker record recorded as {"date":"2026-04-23","event":"BCB Resolution 559 amends PIX regulations (Resolution No. 1/2020): improves provisions for withdrawal service facilitators (PIX Saque/Troco) and reimbursement of operating costs; adjusts obligations for non-BCB-authorized payment institutions; introduces a new case for loss of PIX participation; amends MED (Special Return Mechanism) functionality provisions; adds provisions for verification of participants' adherence to PIX Regulation; revises notification of non-co… [truncated]. First structured value captured by ClearingPost on 2026-07-27. New value: {"date":"2026-04-23","event":"BCB Resolution 559 amends PIX regulations (Resolution No. 1/2020): improves provisions for withdrawal service facilitators (PIX Saque/Troco) and reimbursement of operating costs; adjusts obligations for non-BCB-authorized payment institutions; introduces a new case for loss of PIX participation; amends MED (Special Return Mechanism) functionality provisions; adds provisions for verification of participants' adherence to PIX Regulation; revises notification of non-co… [truncated]

PIX tracker record recorded as {"date":"2026-07-01","event":"Phase-in of new PIX-linked capital requirements begins at 25% of the gap under Joint Resolution 14 (CMN/BCB, November 2025). Prepaid payment institutions offering PIX must hold R$17.4M minimum capital (vs R$12.4M without PIX; up from previous R$2M). 679 of 1,751 institutions (~39%) may fall short of the new requirements, with combined shortfall estimated at R$8B. 92% of peer-to-peer lenders, 63% of payment institutions, and 5% of full-service banks exposed. Phase ri… [truncated]. First structured value captured by ClearingPost on 2026-07-27. New value: {"date":"2026-07-01","event":"Phase-in of new PIX-linked capital requirements begins at 25% of the gap under Joint Resolution 14 (CMN/BCB, November 2025). Prepaid payment institutions offering PIX must hold R$17.4M minimum capital (vs R$12.4M without PIX; up from previous R$2M). 679 of 1,751 institutions (~39%) may fall short of the new requirements, with combined shortfall estimated at R$8B. 92% of peer-to-peer lenders, 63% of payment institutions, and 5% of full-service banks exposed. Phase ri… [truncated]

PIX tracker record recorded as {"date":"2026-07-22","event":"US Section 301 tariffs (25%) on Brazilian imports took effect. BCB Governor Galipolo dismissed US criticism, comparing PIX to basic sanitation: 'creating basic sanitation hurt the revenues of those who own water trucks.' President Lula stated: 'No one is going to change our Pix. It is public, it is free, and it will stay that way.' Public comment period received over 360 written submissions; two-day public hearing held July 6-7, 2026. BCB disclosed it has signed agr… [truncated]. First structured value captured by ClearingPost on 2026-07-23. New value: {"date":"2026-07-22","event":"US Section 301 tariffs (25%) on Brazilian imports took effect. BCB Governor Galipolo dismissed US criticism, comparing PIX to basic sanitation: 'creating basic sanitation hurt the revenues of those who own water trucks.' President Lula stated: 'No one is going to change our Pix. It is public, it is free, and it will stay that way.' Public comment period received over 360 written submissions; two-day public hearing held July 6-7, 2026. BCB disclosed it has signed agr… [truncated]

PIX tracker record recorded as {"date":"2026-03-19","event":"BCB releases 2025 full-year PIX data: 79.8 billion transactions processing R$35.36 trillion, confirming PIX as the dominant retail payment method in Brazil.","source":"ClearingPost","sourceUrl":"/insights/pix-breaks-all-records-in-2025-798-billion-transactions-move-r-3536-trillion","significance":"minor","slug":"pix-breaks-all-records-in-2025-798-billion-transactions-move-r-3536-trillion","auto":true}. First structured value captured by ClearingPost on 2026-07-23. New value: {"date":"2026-03-19","event":"BCB releases 2025 full-year PIX data: 79.8 billion transactions processing R$35.36 trillion, confirming PIX as the dominant retail payment method in Brazil.","source":"ClearingPost","sourceUrl":"/insights/pix-breaks-all-records-in-2025-798-billion-transactions-move-r-3536-trillion","significance":"minor","slug":"pix-breaks-all-records-in-2025-798-billion-transactions-move-r-3536-trillion","auto":true}

PIX tracker record recorded as {"date":"2025-11-28","event":"PIX processes record 297 million transactions on Black Friday, moving R$166 billion in a single day.","source":"ClearingPost","sourceUrl":"/insights/pix-black-friday-record-november-2025","significance":"minor","slug":"pix-black-friday-record-november-2025","auto":true}. First structured value captured by ClearingPost on 2026-07-23. New value: {"date":"2025-11-28","event":"PIX processes record 297 million transactions on Black Friday, moving R$166 billion in a single day.","source":"ClearingPost","sourceUrl":"/insights/pix-black-friday-record-november-2025","significance":"minor","slug":"pix-black-friday-record-november-2025","auto":true}