About ClearingPost
ClearingPost is a payment infrastructure intelligence platform tracking global payment systems, schemes, and account-to-account solutions.
We cover 150 payment systems across 90 countries, including real-time gross settlement systems, automated clearing houses, instant payment rails, card schemes, and regulatory developments.
How We Work
Our content is produced by an editorial pipeline that identifies, sources, validates, and publishes payment infrastructure developments. Every publicly listed article links its source. Registry fields retain field-level provenance (source, tier and the date the entry was recorded) where available; not every field has a recorded source. Articles are validated against deterministic quality gates before publication.
Some content classes — particularly breaking news and updates — are published with sourced core facts first, with additional context added in subsequent revisions. Analysis, regulatory summaries, and system guides undergo full editorial validation before publication.
Human editorial oversight is applied to discovery, editorial policy decisions, and quality gate design. The pipeline operates within those boundaries.
How Status Works
ClearingPost shows the best status information it has for each payment system. For most systems that is the published operating schedule: Open means a live system is inside its published operating hours, and Closed means it is outside them or not yet live. Open is not a confirmation that the service is running normally, because ClearingPost has no direct connection to payment systems. Where hours are not yet recorded in local time, they are whole UTC hours without daylight saving time or part-hour opening times, so Open and Closed can be off near opening and closing times. Public holidays are not applied for any system.
When ClearingPost has recorded an incident notice from a system’s own operator that started in the last 12 hours and has no recorded end, the system shows Potential issue. Notices are added a few times a day, so a new incident can take hours to appear and many are never recorded; a notice stops affecting status 12 hours after it started. News coverage, maintenance calendars and automated reads of operator web pages do not change status.
Background
Built by a senior payments infrastructure professional with 10+ years in fintech and banking. Background in clearing, settlement, and reconciliation across Nordic and European markets, with deep domain expertise in Visa, Mastercard, BankAxept, Dankort, SEPA, SWIFT, cross-border payments, and business architecture.