Operating Window Clock
Payment Systems World Clock
See which payment systems are open right now, when they open and close, and calculate cross-border cutoff times.
UTC
10:35:11
Local
10:35 AM UTC
Date
Fri, May 15, 2026
Cutoff calculator below
Opening Soon (next 2h)
MEPArgentina RTGS
Opens in 25m
11:00 UTC
COELSAArgentina ACH
Opens in 25m
11:00 UTC
LBTR ChileChile RTGS
Opens in 1h 25m
12:00 UTC
ACSSCanada ACH
Opens in 1h 25m
12:00 UTC
CENColombia RTGS
Opens in 1h 25m
12:00 UTC
CCA-CPBVChile ACH
Opens in 1h 25m
12:00 UTC
Closing Soon (next 2h)
CHATSHong Kong RTGS
Closes in 25m
11:00 UTC
ECGHong Kong ACH
Closes in 25m
11:00 UTC
MEPS+Singapore RTGS
Closes in 25m
11:00 UTC
BAHTNETThailand RTGS
Closes in 25m
11:00 UTC
LankaSettleSri Lanka RTGS
Closes in 25m
11:00 UTC
PESONetPhilippines ACH
Closes in 25m
11:00 UTC
BOJ-NETJapan RTGS
Closes in 1h 25m
12:00 UTC
RITSAustralia RTGS
Closes in 1h 25m
12:00 UTC
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🌎 Americas
FedwireUS
FedACH / NachaUS
CHIPSUS
FedNowUS
LynxCA
EFT / ACSSCA
SPEIMX
STRBR
PIXBR
MEPAR
LBTR ChileCL
LBTR PeruPE
RTPUS
ACSSCA
CoDi / DiMoMX
SINPE MóvilCR
Transferencias 3.0AR
Bre-BCO
CENCO
TEF (Transferencias en Línea)CL
CCENMX
COELSAAR
CCA-CPBVCL
ZelleUS
EPNUS
🌍 Europe
T2 / TARGETEU
SEPA SCTEU
SEPA SDDEU
SEPA InstEU
EURO1EU
CHAPSGB
BACSGB
Faster PaymentsGB
SICCH
SIC IP (Instant Payments)CH
SORBNET3PL
ReGISRO
TIPSEU
RT1EU
STEP2-TEU
CORE(FR)FR
RPSDE
Express ElixirPL
ElixirPL
CERTISCZ
VIBERHU
AFR / Instant Payments (HU)HU
BESPRU
SBP (Faster Payments System)RU
SPFSRU
EFT (BPS/RPS)TR
FASTTR
NBS RTGSRS
NBS IPSRS
SEPUA
CBBH RTGSBA
AIPSAL
MIPSMK
Blink (BISERA6)BG
BISSBY
GPSSGE
🌏 Asia-Pacific
BOJ-NETJP
ZenginJP
HVPS (CNAPS)CN
CIPSCN
BEPS (CNAPS)CN
IBPSCN
CFXPSCN
NetsUnionCN
RTGS IndiaIN
NEFTIN
UPIIN
CHATSHK
ECGHK
MEPS+SG
Interbank GIROSG
FASTSG
RITSAU
BECSAU
NPP / PayToAU
BAHTNETTH
ITMX Bulk PaymentTH
BOK-Wire+KR
PhilPaSSPH
ESASNZ
FPS (Hong Kong)HK
BI-FASTID
BI-RTGSID
EBS (Electronic Banking System)KR
NAPAS 247VN
CIFSTW
PromptPayTH
KISC (RTGS)KZ
ISMTKZ
PRISM+PK
RaastPK
Bangladesh RTGSBD
BEFTNBD
LankaSettleLK
CEFTSLK
RENTAS+MY
DuitNowMY
InstaPayPH
PESONetPH
SKNBIID
Giro (KFTC)KR
IMPSIN
🌞 Middle East & Africa
SARIESA
UAEFTSAE
SAMOSZA
KEPSSKE
PAPSSAF
RTGS EgyptEG
AaniAE
sarie+ (Instant Payments)SA
Fawri+BH
AFAQGCC
BUNAARAB
InstaPay (Egypt)EG
SADADSA
PesaLinkKE
PayShapZA
NIP (NIBSS Instant Payment)NG
ZAHAVIL
MASAVIL
KASSIPKW
CBO RTGSOM
QCB RTGSQA
BankservAfrica EFTZA
NOW 10:35
Cutoff Time Calculator
Select origin and destination to see available payment routes and submission deadlines.
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