Announced · Regulatory

Regulatory update: SWIFT CBPR+ structured address mandate

Red Compass Labs estimated in March 2026 that approximately 65% of payment messages still contain unstructured addresses.

Subject: No single payment system (register-wide record)
Timing: Stored date 14 Nov 2026; precision not reviewed
Recorded by ClearingPost: 31 Jul 2026
Record state: announced · materialCurrent record status: deferred
Source: ISO 20022 milestone for November 2026: Unstructured addresses to be removed

Recorded together from the same source

Regulatory update: PSD3 / PSR expected adoption

Record chg-2026-07-31-swift-cbpr-structured-address-notes-ab4b47e4. A recorded date is the day ClearingPost stored the row, not proof that the source was re-checked on that day.