Operating rules · Federal Reserve · Authoritative (T1)
Federal Reserve Operating Circular No. 8 (FedNow Service)
Current version April 2026 · Effective Apr 1, 2026 · entry recorded 16 Sep 2026
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Systems it applies to
Publisher: Federal Reserve →
Versions ClearingPost holds (2)
- April 2026effective 1 Apr 2026current
What changed: Updated FedNow Service rules under Operating Circular No. 8 and Regulation J Subpart C, effective April 1, 2026. Key change: Section 2.6 of Appendix C now expressly allows Reserve Banks to share FedNow participants' fraud contact information with other financial institutions to support fraud mitigation. Redline available against prior June 2025 version.
This version at the publisher ↗ - January 2026effective 5 Jan 2026
What changed: Prior edition of Operating Circular No. 8, 'Funds Transfers Through the FedNow Service'. The Federal Reserve Financial Services Operating Circulars page lists it as the prior version, effective 01/05/26. It was superseded by the edition effective 04/01/26.
This version at the publisher ↗