CHIPS processed an average of 616,000 transactions per day during 2025, according to performance data published by The Clearing House on April 7. Average daily settled value reached $2.014 trillion, up from $1.848 trillion in 2024.

The system's multilateral netting algorithm generated $15.4 million in daily liquidity savings during the year. That was up from $14.3 million in 2024. Annualized savings totaled approximately $5.6 billion across 42 direct participants.

November 2025 produced the highest monthly volume on record at 693,000 daily payments. On November 28, CHIPS reached single-day peaks of 1.21 million transactions and $2.97 trillion in settled value.