Activity log: every row ClearingPost's change records hold, as recorded, including bookkeeping entries, context notes and rows not reviewed as changes. Dates and statuses are as stored. Recorded changes →
Correction and timing history
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-provenance-0e617935. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-systems-1198366d. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-currentversion-3bb1df0d. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-title-e8538063. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-currenturl-88153b4a. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-type-33a50448. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-schemes-738aecfa. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-publisher-4f5c5271. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-versions-c7e1a13b. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-regions-7b90f171. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-currentversion-75157427. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-title-cd7de042. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-currenturl-a19a61bc. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Timing record for change chg-2026-09-28-documents-epsg-sps-volume-versions-a0162e90. Original row stored no date.
ClearingPost recorded no timing stated on 28 September 2026.
Changes for AIPS
Structured change records explicitly mapped to this payment system.
Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion.
Full captured detail
Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion. Cross-border transfer fees for small-to-medium payments dropped from an average of 0.76% to 0.08% following SEPA accession. The daily value on this record is derived from the Bank of Albania's 2024 annual AIPS total over roughly 247 settlement days; the annual report publishes a daily transaction count but not a daily value. AIPS EURO, the separate euro-denominated domestic system, is not included in these figures. Recorded by ClearingPost on 2026-09-03.
Previous value: Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion. Cross-border transfer fees for small-to-medium payments dropped from an average of 0.76% to 0.08% following SEPA accession.
New value: Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion. Cross-border transfer fees for small-to-medium payments dropped from an average of 0.76% to 0.08% following SEPA accession. The daily value on this record is derived from the Bank of Albania's 2024 annual AIPS total over roughly 247 settlement days; the annual report pu… [truncated]
Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion.
Full captured detail
Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion. Cross-border transfer fees for small-to-medium payments dropped from an average of 0.76% to 0.08% following SEPA accession. Recorded by ClearingPost on 2026-08-31.
Previous value: Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia. The TIPS Clone platform, developed by Banca d'Italia with ECB support, went live July 20, 2026 for Bosnia-Herzegovina and Montenegro. Albania joined the SEPA geographical scope in November 2024. AIPS EURO, operational since January 2022, has saved the domestic market approximately EUR 140 million in fees and commissi… [truncated]
New value: Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. In the first six months of membership, Albanian banks processed approximately 363,000 SEPA credit transfers worth EUR 4.3 billion. Cross-border transfer fees for small-to-medium payments dropped from an average of 0.76% to 0.08% following SEPA accession.
Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia.
Full captured detail
Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia. The TIPS Clone platform, developed by Banca d'Italia with ECB support, went live July 20, 2026 for Bosnia-Herzegovina and Montenegro. Albania joined the SEPA geographical scope in November 2024. AIPS EURO, operational since January 2022, has saved the domestic market approximately EUR 140 million in fees and commissions through November 2024. Recorded by ClearingPost on 2026-08-28.
Previous value: Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia. The TIPS Clone platform, developed by Banca d'Italia with ECB support, went live July 20, 2026 for Bosnia-Herzegovina and Montenegro.
New value: Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia. The TIPS Clone platform, developed by Banca d'Italia with ECB support, went live July 20, 2026 for Bosnia-Herzegovina and Montenegro. Albania joined the SEPA geographical scope in November 2024. AIPS EURO, operational since January 2022, has saved the domestic market approximately EUR 140 million in fees and commissi… [truncated]
Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia.
Full captured detail
Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia. The TIPS Clone platform, developed by Banca d'Italia with ECB support, went live July 20, 2026 for Bosnia-Herzegovina and Montenegro. Recorded by ClearingPost on 2026-08-25.
Previous value: Albania gained SEPA membership in November 2024 - a major milestone for EU accession pathway. ISO 20022 (CBPR+) implemented March 10, 2025 - first in the region, ahead of November 2025 global deadline. AIPS EURO (launched January 24, 2022) handles domestic EUR payments without going through foreign correspondents. Part of Western Balkans Payment Modernization project (World Bank-supported). AIPS EURO cumulative savings for domestic market approximately EUR 140M since launch (Governor Sejko, Nove… [truncated]
New value: Bank of Albania is expected to join the TIPS Clone instant payment settlement platform in the second onboarding window scheduled November 2026, alongside Kosovo and North Macedonia. The TIPS Clone platform, developed by Banca d'Italia with ECB support, went live July 20, 2026 for Bosnia-Herzegovina and Montenegro.