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AIPS

RTGS

Albanian Interbank Payment System - Albania's RTGS for ALL payments. Operated by Bank of Albania since 2004. AIPS EURO launched 2022 for euro-denominated domestic payments, reducing reliance on correspondent banks.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether AIPS is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for AIPS.

ClearingPost holds sourced upcoming items for 13 of 149 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for AIPS in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources ClearingPost reads Bank of Albania · Authoritative (T1) · 8 of 15 fields carry a source and a recorded date · latest sourced entry recorded 2 Nov 2026 · evidence details ↓

Record · AIPS

Country
Albania (AL)
Currency
Albanian Lek (ALL)
Operator
Bank of Albania
Type
RTGS
Operating Window
07:00–15:00 UTC · Mon–Fri
Year Established
2004
Daily Volume
High-value ALL transfers
Tier?
Tier 3
ISO 20022?
Migrated
Region
Europe
Settlement Type?
Gross
Participants
12 direct (BoA + 11 banks) + 1 indirect (MoF)
Availability
Business days, 08:30-16:30 CET
Notes

Albania joined SEPA on November 5, 2025, becoming the first Western Balkans country in the scheme. Cross-border transfer fees for small-to-medium payments dropped from an average of 0.76% to 0.08% following SEPA accession. The Bank of Albania publishes AIPS daily averages for both transaction count and value in the payment systems chapter of its annual report, so the figures on this record are no longer derived. AIPS EURO, the separate euro-denominated domestic system, is not included in these figures.

Reference Sources
Bank of Albania
Authoritative (T1)Entry recorded Mar 13, 2026

Operations · AIPS

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for AIPS (1)

Coverage whose headline or summary names AIPS, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the AIPS operator or external.