SEPA SDD
ACHSEPA Direct Debit scheme (Core). Processed through STEP2-T, CORE(FR), RPS, and national CSMs. Requires mandate from debtor. D-1 pre-notification. Two variants: Core (consumer) and B2B (business).
ClearingPost does not assess whether SEPA SDD is running normally.
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All 1 upcoming →Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported dated items in this window for SEPA SDD.
Deferred · no revised date
- no revised date · previously 14 Nov 2026ISO 20022 milestone for November 2026: Unstructured addresses to be removed · recorded 31 Jul 2026source ↗
Changed
All recorded changes →Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
Introduced hybrid address format for B2B direct debits; rulebook text sets 15 November 2026 as the end date for the unstructured address format. On 9 September 2026 the EPC Payment Scheme Management Board decided to maintain support for unstructured addresses beyond 15 November 2026; the PSMB will reconvene in October 2026 to set a new end date, and revised rulebooks are expected to be published by October 2026 at the latest.
took effect 5 Oct 2025 · European Payments Councilsource ↗Introduced hybrid address format; revised unstructured address phase-out deadline to 15 November 2026 aligned with SWIFT MX release date. On 9 September 2026 the EPC Payment Scheme Management Board decided to maintain support for unstructured addresses beyond 15 November 2026; the PSMB will reconvene in October 2026 to set a new end date, and revised rulebooks are expected to be published by October 2026 at the latest.
took effect 5 Oct 2025 · European Payments Councilsource ↗
Rules & documents
The rulebooks, operating rules and standards documents ClearingPost holds for SEPA SDD, current version first
- SEPA Direct Debit Core Scheme RulebookEuropean Payments Council · 2025 v1.1 · Effective Oct 5, 2025 · Authoritative (T1)
- SEPA Direct Debit Business-to-Business Scheme RulebookEuropean Payments Council · 2025 v1.1 · Effective Oct 5, 2025 · Authoritative (T1)
Sources ClearingPost reads ECB · Authoritative (T1) · 9 of 14 fields carry a source and a recorded date · latest sourced entry recorded 24 Sep 2026 · evidence details ↓
Record · SEPA SDD
Turkey submitted a letter of intent to the European Payments Council to join SEPA on 2 July 2026, during the EU-Turkiye High-Level Economic Dialogue in Istanbul. If accession completes, Turkey would become the 42nd SEPA country and Turkish PSPs would gain SDD Core and SDD B2B scheme access. No immediate impact on participant counts or scheme coverage; a multi-year regulatory alignment process is required.
Introduced hybrid address format; revised unstructured address phase-out deadline to 15 November 2026 aligned with SWIFT MX release date. On 9 September 2026 the EPC Payment Scheme Management Board decided to maintain support for unstructured addresses beyond 15 November 2026; the PSMB will reconvene in October 2026 to set a new end date, and revised rulebooks are expected to be published by October 2026 at the latest.
Introduced hybrid address format for B2B direct debits; rulebook text sets 15 November 2026 as the end date for the unstructured address format. On 9 September 2026 the EPC Payment Scheme Management Board decided to maintain support for unstructured addresses beyond 15 November 2026; the PSMB will reconvene in October 2026 to set a new end date, and revised rulebooks are expected to be published by October 2026 at the latest.
Operations · SEPA SDD
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.
Intelligence for SEPA SDD (2)
Coverage whose headline or summary names SEPA SDD, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the SEPA SDD operator or external.
Wider coverage that mentions SEPA SDD (8)
These articles mention SEPA SDD in their text but not in their headline or summary, so they are listed as context rather than as SEPA SDD intelligence.