SEPA SDD
ACHSEPA Direct Debit scheme (Core). Processed through STEP2-T, CORE(FR), RPS, and national CSMs. Requires mandate from debtor. D-1 pre-notification. Two variants: Core (consumer) and B2B (business).
ClearingPost does not assess whether SEPA SDD is running normally.
Next
Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported upcoming items in ClearingPost's records for SEPA SDD.
ClearingPost holds sourced upcoming items for 13 of 149 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.
Changed
All recorded changes →Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
- 2,734 SDD Core; 2,299 SDD B2B changed to 2,734 SDD Core; 2,288 SDD B2Brecorded 22 Oct 2026 · SDD B2B Register of Participants, Version 2026-10-09source ↗
- 2,742 SDD Core; 2,299 SDD B2B changed to 2,734 SDD Core; 2,299 SDD B2Brecorded 20 Oct 2026 · SEPA Direct Debit Core Register of Participants, Version 2026-10-09source ↗
- 2,784 SDD Core; 2,333 SDD B2B (May 2026, EPC Register) changed to 2,742 SDD Core; 2,299 SDD B2Brecorded 9 Oct 2026 · SDD Core Register of Participants, Version 2026-09-11source ↗
EPC222-07, 2025 version 1.2, date issued 30 September 2026, date effective 30 September 2026. The rulebook states that Version 1.2 reflects the EPC decision taken in September 2026 to delay the planned November 2026 end date of the unstructured address format under all five EPC payment schemes, so the EPC will maintain support for unstructured addresses beyond the previously announced 15 November 2026 deadline. A new end date will be determined in due course based on market and payment industry developments. The change is limited to the address message element; no other changes were made to this rulebook version.
took effect 30 Sep 2026 · European Payments Councilsource ↗EPC016-06, 2025 Version 1.2, date issued 30 September 2026, date effective 30 September 2026. The rulebook states that Version 1.2 reflects the EPC decision taken in September 2026 to delay the planned November 2026 end date of the unstructured address format under all five EPC payment schemes, so the EPC will maintain support for unstructured addresses beyond the previously announced 15 November 2026 deadline. A new end date will be determined in due course based on market and payment industry developments. The change is limited to the address message element; no other changes were made to this rulebook version.
took effect 30 Sep 2026 · European Payments Councilsource ↗
Rules & documents
The rulebooks, operating rules and standards documents ClearingPost holds for SEPA SDD, each with its current version, or the latest published one when none is in force yet
- SEPA Direct Debit Core Scheme RulebookEuropean Payments Council · 2025 v1.2 · Effective Sep 30, 2026 · Authoritative (T1)
- SEPA Direct Debit Business-to-Business Scheme RulebookEuropean Payments Council · 2025 v1.2 · Effective Sep 30, 2026 · Authoritative (T1)
Sources ClearingPost reads ECB · Authoritative (T1) · 9 of 14 fields carry a source and a recorded date · latest sourced entry recorded 5 Nov 2026 · evidence details ↓
Record · SEPA SDD
The EPC 2025 SDD Core rulebook (EPC016-06) is at version 1.2, issued and effective 30 September 2026, and takes the 15 November 2026 end date for the unstructured address format out of the rulebook without setting a replacement date, implementing the September 2026 Payment Scheme Management Board decision. The Payment Scheme Management Board then decided on 29 October 2026 to postpone setting a new end date and will reconvene by February 2027 to decide one, so no end date applies to SDD Core or SDD B2B transactions in the meantime and the schemes continue to accept unstructured, hybrid and structured address formats. Turkey's 2 July 2026 letter of intent to join SEPA remains a multi-year regulatory alignment process with no immediate effect on participant counts or scheme coverage.
EPC016-06, 2025 Version 1.2, date issued 30 September 2026, date effective 30 September 2026. The rulebook states that Version 1.2 reflects the EPC decision taken in September 2026 to delay the planned November 2026 end date of the unstructured address format under all five EPC payment schemes, so the EPC will maintain support for unstructured addresses beyond the previously announced 15 November 2026 deadline. A new end date will be determined in due course based on market and payment industry developments. The change is limited to the address message element; no other changes were made to this rulebook version.
EPC222-07, 2025 version 1.2, date issued 30 September 2026, date effective 30 September 2026. The rulebook states that Version 1.2 reflects the EPC decision taken in September 2026 to delay the planned November 2026 end date of the unstructured address format under all five EPC payment schemes, so the EPC will maintain support for unstructured addresses beyond the previously announced 15 November 2026 deadline. A new end date will be determined in due course based on market and payment industry developments. The change is limited to the address message element; no other changes were made to this rulebook version.
Operations · SEPA SDD
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.
Intelligence for SEPA SDD (2)
Coverage whose headline or summary names SEPA SDD, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the SEPA SDD operator or external.
Wider coverage that mentions SEPA SDD (8)
These articles mention SEPA SDD in their text but not in their headline or summary, so they are listed as context rather than as SEPA SDD intelligence.