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ACSS

ACH

Automated Clearing Settlement System - Canada's national retail batch payment system. Processes paper items (cheques), pre-authorized debits, direct deposits, and electronic funds transfers. Operated by Payments Canada. Settlement via Lynx (RTGS). Being complemented by the upcoming Real-Time Rail (RTR).

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether ACSS is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for ACSS.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for ACSS in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 3 of 12 fields carry a source and a recorded date · latest sourced entry recorded 15 Mar 2026 · evidence details ↓

Record · ACSS

Country
Canada (CA)
Currency
Canadian Dollar (CAD)
Operator
Payments Canada
Type
ACH
Operating Window
12:00–23:00 UTC · Mon–Fri
Year Established
1984
Tier?
Tier 1
ISO 20022?
Legacy
Region
Americas
Settlement Type?
Net
Participants
111 members (direct + indirect clearers)
Avg Daily Transactions
~33M
Avg Daily Value
~CAD 55B (2024)
Availability
Business days
Notes

Payments Canada operates two core systems: Lynx (RTGS, launched 2021) and ACSS (batch ACH). The Real-Time Rail (RTR) - Canada's instant payment system - is under construction (build 60% complete Q1 2025, industry testing 2026, launch expected late 2026/early 2027). RTR will use Interac for the exchange component and settle via Lynx.

Operations · ACSS

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for ACSS (1)

Coverage whose headline or summary names ACSS, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the ACSS operator or external.