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BECS

ACH

Bulk Electronic Clearing System - Australia's primary ACH for account-to-account payments, operated by AusPayNet. Processes direct entry credits (payroll, welfare, pensions) and direct debits, handling ~3.5 billion transactions annually worth over A$17 trillion. Decommissioning timeline under review as NPP adoption grows.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether BECS is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for BECS.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for BECS in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 5 of 12 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓

Record · BECS

Country
Australia (AU)
Currency
Australian Dollar (AUD)
Operator
AusPayNet
Type
ACH
Operating Window
21:00–12:00 UTC · Mon–Fri
Year Established
1994
Tier?
Tier 2
ISO 20022?
Legacy
Region
Asia-Pacific
Settlement Type?
Net
Participants
88 members (16 Tier 1, 72 Tier 2) as of Dec 2024
Avg Daily Transactions
~14M
Avg Daily Value
~AUD 70B (2024)
Notes

Bulk Electronic Clearing System - Australia's ACH operated by Australian Payments Network (AusPayNet). Processes direct entry credits (payroll, supplier payments) and direct debits. In 2024, BECS facilitated 3.5 billion payments worth AUD 17.4 trillion, representing almost 90% of retail A2A payment value in Australia. AusPayNet removed the 2030 target decommissioning date in 2025 after the RBA's risk assessment found insufficient industry coordination and no shared vision for A2A payment migration. Being gradually complemented by NPP for some use cases. Three-day settlement cycle.

Operations · BECS

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for BECS (1)

Coverage whose headline or summary names BECS, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the BECS operator or external.