Zengin
ACHWorld's oldest real-time payment system (launched 1973). Connects nearly all Japanese financial institutions for domestic retail transfers. 24/7 since 2018 (off-hours handled by separate More Time System). Operated by Zengin-net (Japanese Banks' Payment Clearing Network). Settlement via BOJ-NET.
ClearingPost does not assess whether Zengin is running normally.
Next
Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported upcoming items in ClearingPost's records for Zengin.
ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.
Changed
Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
No substantive change recorded for Zengin in ClearingPost's change records.
The full activity log for this system, including context notes, is on the Changes page.
Sources No status page recorded · 8 of 13 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓
Record · Zengin
Despite being the world's first real-time system, adoption remains low at 3.7% of total payments (2023) - Japan remains heavily cash-dependent. Zengin EDI allows businesses to attach invoice data to payments. Licensed providers can transfer up to ¥50M per transaction.
Operations · Zengin
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.
Intelligence for Zengin (1)
Coverage whose headline or summary names Zengin, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the Zengin operator or external.