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CCEN

ACH

Centro de Compensación Electrónica Nacional — Mexico's automated clearing house operated by CECOBAN. Processes deferred interbank credit transfers (TEF, T+1/T+2), direct debits (Domiciliación), and check clearing. Settled via SICAM at Banco de México.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether CCEN is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for CCEN.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for CCEN in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 5 of 13 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓

Record · CCEN

Country
Mexico (MX)
Currency
Mexican Peso (MXN)
Operator
CECOBAN
Type
ACH
Operating Window
00:00–00:00 UTC · Mon–Fri
Year Established
1996
Daily Volume
N/A
Tier?
Tier 2
ISO 20022?
Legacy
Region
Americas
Settlement Type?
Net
Participants
38
Avg Daily Transactions
~194K (2024)
Avg Daily Value
~MXN 4.7B/day (2024)
Availability
Business days
Notes

CECOBAN is the only clearing house authorised by Banco de México to settle through SICAM. TEF (deferred credit transfers) operational since 1996. While SPEI handles real-time transfers, CCEN processes batch deferred payments and direct debits. In 2024, CCEN/TEF processed 48.4M transactions worth MXN 1.18T (~USD 58B), with ~14% volume growth YoY driven by batch payroll and pension processing. Daily volumes vary significantly (70K–700K) due to payroll cycle concentration on 1st and 15th of month. 38 participating institutions (BIS CPMI 2023: 38 directly connected). BIS CPMI 2023: 140.05M total CECOBAN transactions across all services (+4.9% YoY). Feb 2026 Banxico SIE daily TEF: 701,166 tx/MXN 9.77B (Feb 26), 172,804/MXN 6.73B (Feb 25), 76,924/MXN 2.12B (Feb 27).

CECOBAN official website →
See all ACH systems →See all systems in Mexico →ISO 20022 migration status →Payment rails by country →
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Operations · CCEN

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Wider coverage that mentions CCEN (1)

These articles mention CCEN in their text but not in their headline or summary, so they are listed as context rather than as CCEN intelligence.

AnalysisApr 2, 2026Text mentions “CCEN”
Mexico's CECOBAN Cleared 140 Million Batch Transactions in 2023, Daily Volumes Swing Sharply on Payroll Cycles
CECOBAN, the only clearing house authorized by Banco de México, processed 140 million total operations for 38 participating institutions in 2023 with 4.9% annual growth. Daily TEF transaction volumes range from under 80,000 to over 700,000 depending on corporate payroll timing, reflecting the batch system's concentration around scheduled disbursement dates.
External source · BIS CPMI Red Book Statistics