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CoDi / DiMo

FPS

Cobro Digital (CoDi, 2019) and Dinero Móvil (DiMo, 2023) are Mexico's instant payment overlay services on SPEI infrastructure. CoDi enables QR-based merchant payments; DiMo enables phone-number-based P2P transfers. Both operated by Banco de México with 86 participating institutions.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether CoDi / DiMo is running normally.

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Dated items ClearingPost holds, each with its source and whether the date is confirmed

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Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

  • Data update
    CoDi / DiMo headline volume updated to CoDi 4.4 million and DiMo 3.1 million operations (2025) · CoDi / DiMo participant count decreased to 32 SPEI participants offering CoDi; 25 enabled for DiMo
    recorded 21 Oct 2026 · Informe anual sobre infraestructuras de los mercados financieros 2025
  • ChangedCoDi / DiMo transaction limit updated to 6,000 UDIs per CoDi payment request (participants may set higher)
    MXN ~12,500 (1,500 UDIs) changed to 6,000 UDIs per CoDi payment request (participants may set higher)
    recorded 13 Sep 2026 · Circular 2/2025: Modificaciones a la Circular 14/2017 (SPEI Rules), compiled amendmentssource ↗

Sources ClearingPost reads Banco de México · Authoritative (T1) · 13 of 18 fields carry a source and a recorded date · latest sourced entry recorded 12 Nov 2026 · evidence details ↓

Record · CoDi / DiMo

Country
Mexico (MX)
Currency
Mexican Peso (MXN)
Operator
Banco de México
Type
FPS
Operating Window
24/7/365
Year Established
2019
Daily Volume
CoDi 4.4 million and DiMo 3.1 million operations (2025)
Tier?
Tier 2
ISO 20022?
Native
Region
Americas
Settlement Type?
Gross
Participants
32 SPEI participants offering CoDi; 25 enabled for DiMo
Avg Daily Transactions
~11,400 CoDi and ~10,000 DiMo (December 2025)
Availability
24/7/365
Registered Users
16.4 million DiMo registered users (as of 2025-12-31)
Notes

Banco de Mexico reports CoDi and DiMo separately and publishes no combined figure, so the recorded daily throughput and daily value cover DiMo interbank transfers only and exclude CoDi collections. The user bases are also reported on different dates and are not interchangeable. Figures reach ClearingPost through Mexican press reporting of the central bank's financial market infrastructures reporting rather than from a Banxico statistics page, and the value period is inferred from the source's 'el ano pasado' wording.

Banco de México official website →
Reference Sources
Banco de México
Authoritative (T1)Entry recorded Mar 15, 2026
Status →
See all FPS systems →See all systems in Mexico →ISO 20022 migration status →Payment rails by country →
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SPEIHybrid
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Operations · CoDi / DiMo

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.