Barclays, HSBC, Lloyds, and NatWest went live on SWIFT's cross-border consumer payment framework on July 1, the first UK banks to adopt the new retail transfer scheme.

SWIFT activated its consumer cross-border payments framework at the end of June 2026, with more than 25 banks processing live transactions across corridors linking 11 countries including five of the world's ten largest remittance markets.

Australia's real-time payment infrastructure handled 25% more transactions in 2025, with NPP daily throughput rising to A$7 billion as the platform prepares for a mandatory superannuation shift in July 2026.

Australian Payments Plus targets May 2026 for cloud-ready NPP infrastructure as the country prepares for the transition from legacy BECS batch clearing, with an ISO 20022 message upgrade scheduled for December 2026.

Three years after PayTo's introduction, Australia's batch-to-instant migration has stalled, with the RBA finding that PayTo growth is driven by new agreements rather than migration of existing direct debits. AusPayNet abandoned its 2030 target for BECS retirement in December 2025, and the central bank has warned it may intervene if the payments industry cannot align on a modernization roadmap during 2026.

Under current rules, employers have until 28 days after the end of each quarter to pay super contributions.

Banks invested AUD 100 million into the technology as part of the Scam-Safe Accord, a joint initiative between the Australian Banking Association and the Council of Obligations Bodies.