NPP / PayTo
FPSNew Payments Platform - Australia's instant payment infrastructure. 24/7/365. Real-time clearing with settlement via RBA's Fast Settlement Service (FSS) in central bank money. PayID proxy addressing (phone, email, ABN). PayTo mandates for recurring payments (replaces legacy direct debit). Operated by NPP Australia Limited. On 28 September 2026 Swift named Australian Payments Plus (AP+), which offers PayID, among the participants in its work to let people pay by alias across borders: identifiers already captured in domestic systems, such as mobile phone numbers and email addresses, are to be matched for international payments over Swift.
ClearingPost does not assess whether NPP / PayTo is running normally.
Next
Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported upcoming items in ClearingPost's records for NPP / PayTo.
ClearingPost holds sourced upcoming items for 13 of 149 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.
Changed
Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
No substantive change recorded for NPP / PayTo in ClearingPost's change records.
The full activity log for this system, including context notes, is on the Changes page.
Sources ClearingPost reads Reserve Bank of Australia · Authoritative (T1) · 9 of 15 fields carry a source and a recorded date · latest sourced entry recorded 7 Oct 2026 · evidence details ↓
Record · NPP / PayTo
Citi said on 29 September 2026 that it is the first bank live across multiple markets on the Swift payments scheme, with Australian dollar payments routed through the New Payments Platform. This is inbound reachability through a direct participant's commercial service rather than a scheme-level interlink between NPP and Swift. Citi states the capability is available to more than 12,500 Swift-connected financial institutions and that it plans to add currencies and markets. No go-live volumes were published and no NPP settlement-model change follows.
Operations · NPP / PayTo
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.
Intelligence for NPP / PayTo (5)
Coverage whose headline or summary names NPP / PayTo, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the NPP / PayTo operator or external.
Wider coverage that mentions NPP / PayTo (2)
These articles mention NPP / PayTo in their text but not in their headline or summary, so they are listed as context rather than as NPP / PayTo intelligence.