PESONet
ACHPhilippine EFT System and Operations Network - Philippines' ACH for high-value batch transfers. No per-transaction maximum. Same-day or next-day settlement. Used for payroll, supplier invoices, government disbursements. Designated as PIPS by BSP.
ClearingPost does not assess whether PESONet is running normally.
Next
Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported upcoming items in ClearingPost's records for PESONet.
ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.
Changed
Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
No substantive change recorded for PESONet in ClearingPost's change records.
The full activity log for this system, including context notes, is on the Changes page.
Sources ClearingPost reads PCHC / BSP · Authoritative (T1) · 9 of 15 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓
Record · PESONet
2025 full year: 117.246M transactions worth ₱13.191T (+16.3% volume, +30.9% value YoY). Jan 2026: 10.481M transactions worth ₱1.338T (+8.6% volume, +27.1% value YoY). PESONet + InstaPay combined: ₱24.745T in 2025 (up 42% YoY). 124 participants as of Jan 31, 2026 (up from 104). PESONet handles the high-value corporate/government layer with average transaction size ~₱112,500. Settlement via PhilPaSS (RTGS). 3 daily clearing cycles with same-day credit. Operated by PPMI (Philippine Payments Management Inc.) with PCHC as Clearing Switch Operator. Electronic alternative to paper cheques. Fees range PHP 0-600 per transaction (Dec 2025).
Operations · PESONet
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.
Intelligence for PESONet (1)
Coverage whose headline or summary names PESONet, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the PESONet operator or external.