Transferencias 3.0
FPSArgentina's interoperable instant payment scheme. QR-based merchant payments and real-time transfers. Mandated interoperability between all payment providers. Operated under BCRA regulation.
ClearingPost does not assess whether Transferencias 3.0 is running normally.
Next
Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported upcoming items in ClearingPost's records for Transferencias 3.0.
ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.
Changed
Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
No substantive change recorded for Transferencias 3.0 in ClearingPost's change records.
The full activity log for this system, including context notes, is on the Changes page.
Sources No status page recorded · 5 of 11 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓
Record · Transferencias 3.0
Key feature: mandatory interoperability between banks and digital wallets (e.g., Mercado Pago). Any QR code must be scannable by any app. BCRA mandated this to prevent closed-loop ecosystems. Argentina also operates MEP (RTGS) and DEBIN (instant direct debit).
Operations · Transferencias 3.0
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.
Intelligence for Transferencias 3.0 (1)
Coverage whose headline or summary names Transferencias 3.0, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the Transferencias 3.0 operator or external.