Rulebook · European Payments Council · Authoritative (T1)
SEPA Payment Account Access (SPAA) Scheme Rulebook
Current version 1.1 · Effective Nov 30, 2023 · entry recorded 8 Oct 2026
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Systems it applies to
This document record is not bound to a ClearingPost payment system.
Publisher: European Payments Council →
Versions ClearingPost holds (2)
- 1.1effective 30 Nov 2023current
What changed: Version 1.1 (EPC012-22), issued on 26 June 2023 and effective from 30 November 2023. Its main updates define two minimum viable products (MVP#1 and MVP#2), add a mechanism to request a payment with fees not borne by the payer, introduce adherence categories for asset holders, update the adherence agreement and extend the rulebook sections on strong customer authentication.
This version at the publisher ↗ - 1.0effective date not recorded
What changed: Version 1.0, approved by the EPC Board in November 2022 (dated 30 November 2022 in the change history of version 1.1, from which this entry is recorded; the linked file is version 1.1). The EPC replaced it with immediate effect by version 1.1 on publication on 26 June 2023; version 1.1 came into effect on 30 November 2023.
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