Rulebook · European Payments Council · Authoritative (T1)
SEPA Request-to-Pay (SRTP) Scheme Rulebook
Current version 4.0 · Effective Oct 5, 2025 · entry recorded 8 Oct 2026
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Systems it applies to
This document record is not bound to a ClearingPost payment system.
Publisher: European Payments Council →
Versions ClearingPost holds (2)
- 4.0effective 5 Oct 2025current
What changed: Version 4.0 (document EPC014-20 v4.0), listed by the EPC with the date 29 November 2024, effective from 5 October 2025. It aims to simplify and clarify the SRTP scheme while keeping it stable: it adds complementary reason codes, defines a number of options, makes registration in the EPC Directory Service (EDS) mandatory, adds sealing requirements for security in the API specifications and simplifies the homologation process.
This version at the publisher ↗ - 3.2effective date not recorded
What changed: Version 3.2 (document EPC014-20 v3.2), listed by the EPC with the date 22 December 2023, which the EPC describes as effective immediately. It clarifies the Enrolment and Activation processes to align them with the related Implementation Guidelines. Superseded by version 4.0 from 5 October 2025.
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