Mexico's federal government sent the Ley de Economía Digital para Pagos Digitales y Electrónicos to the Chamber of Deputies. Under the initiative, Banco de México could regulate that point-of-sale terminals incorporate the technology needed to receive payments via QR codes. The Secretaría de Hacienda y Crédito Público would gain the power to determine strategic sectors and activities where digital payments are the only permitted method.
The bill was presented as part of the reforms accompanying Mexico's 2027 Economic Package. Federal, state and municipal governments would be required to enable digital payment options for their procedures and services. Institutions would have to maintain infrastructure to receive electronic payments through QR codes and NFC technology.
CoDi, the QR-code collection function that Banxico launched on SPEI in September 2019, recorded 4.4 million operations in 2025, according to El Economista. That compared with 4.2 million operations in 2024. DiMo, launched in 2023, had 16.4 million registered users at the end of 2025. DiMo processed 3.1 million operations in 2025. El Economista reported that 86 government entities had adopted CoDi to collect payments for their procedures and services.
El Imparcial reported that use of SPEI, CoDi and DiMo remains limited among Mexico's population. If enacted, a QR requirement at point-of-sale terminals would likely widen the merchant acceptance base available to CoDi, which already runs QR payments over SPEI. The bill must pass both the Chamber of Deputies and the Senate before it can take effect.