NewsNovember 13, 20261 min read

UPI Volume Rose 32 Percent on Diwali Day to 916.9 Million Transactions

Value rose far less than volume did, so the average Diwali-day payment worked out at roughly Rs 982, against roughly Rs 1,270 a year earlier.

Sources:Outlook Money →·Millennium Post →

Affects:UPIdetails below

UPI processed 916.9 million transactions on 8 November 2026, Diwali day, against 695.7 million on the same day last year, a 32 per cent increase, according to data released by NPCI. The day before Diwali was heavier still: UPI handled 975.8 million transactions worth Rs 1,36,118 crore on 7 November.

In value terms UPI transactions rose to Rs 90,029.43 crore on 8 November from Rs 88,350.79 crore on the same day a year earlier. Value grew far more slowly than volume. On those figures the average payment on 8 November works out at roughly Rs 982, against roughly Rs 1,270 on the same day last year.

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From ClearingPost's structured records, not from the article text; each row carries its own source.

UPIFPS · NPCI · India

Headline names “UPI” · External source · Outlook Money

NowHours: 24/7/365 · published scheduleService condition: not monitored

next supported item for UPI · deferred · no revised date · as of 13 Nov 2026

deferredDDLDDL India: 0.4% merchant discount rate on UPI merchant payments above ₹2,000 deferred to a date to be notified · effective · deferred
no revised date · previously 15 Oct 2026
financialservices.gov.insource ↗

Changed

latest recorded change for UPI

Took effectDigital Payments – E-mandate Framework, 2026 (21 April 2026)
Directions issued by the Reserve Bank of India on 21 April 2026 (RBI/CO.DPSS.POLC.No.S56/02.14.003/2026-27), effective immediately. They consolidate the RBI's circulars on e-mandates and apply to all payment system providers and participants processing recurring transactions, domestic or cross-border, using cards, PPIs or UPI. Recurring transactions may be authorised without an additional factor of authentication (AFA) up to ₹15,000 per transaction, or ₹1,00,000 for insurance premiums, mutual fund subscriptions and credit card bill payments; issuers must send a pre-transaction notification at least 24 hours before the debit (not required for e-mandates that auto-replenish FASTag and NCMC balances). The Directions repeal the earlier circulars, including the circular of 10 January 2020 on e-mandates in UPI.
took effect 21 Apr 2026 · Reserve Bank of Indiasource ↗

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UPI Volume Rose 32 Percent on Diwali Day to 916.9 Million Transactions

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