France's 90 percent bank account coverage rate for Wero masks a gap in the country's online banking segment. BoursoBank does not support Wero as of April 2026. The bank serves more than seven million customers, making it France's largest online bank. BforBank, a Credit Agricole subsidiary, also remains outside the Wero network.

The exclusion is paradoxical. BoursoBank is a subsidiary of Societe Generale, an EPI founding member that has offered Wero since France's P2P launch in September 2024. Credit Agricole is likewise an EPI participant. BoursoBank has disclosed no public timeline for Wero integration, instead directing customers to its proprietary SMS transfer service that caps individual transactions at 100 euros per transfer and 500 euros over 30 days.

The gap gains significance ahead of Wero's French e-commerce launch, targeted for the end of October 2026. Hello bank and Monabanq, online subsidiaries of BNP Paribas and Credit Mutuel respectively, already support Wero, demonstrating that online bank integration is technically feasible. BoursoBank's absence excludes a digitally active customer base of seven million users from what EPI positions as its most consequential market expansion of 2026.