SWIFT will end support for its Alliance Access Integration Platform and SWIFT Integration Layer on June 30, 2026. IPLA and SIL serve as integration middleware between banks' internal systems and the SWIFT network, handling routing, validation, and message transformation for connections to systems including T2, CHAPS, and TIPS. Institutions that have not completed migration risk disruption to their payment message flows.
Red Hat's decision to end support for Fuse, the open-source integration framework underpinning SIL, is the primary trigger. IPLA and SIL cannot fully support ISO 20022's structured data requirements that T2, CHAPS, and TIPS now mandate.
Migration options range from rewriting integration code to adopting SWIFT's cloud-based API connectivity. The choice depends on each institution's message volume and internal system architecture.