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CERTIS

RTGS

Czech Express Real-Time Interbank Gross Settlement System. Handles both large-value and retail payments for the Czech Republic. Operated by the Czech National Bank. Unique in combining RTGS and ACH functionality in one system, processing over 1 billion transactions annually (1,044M in 2025).

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether CERTIS is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for CERTIS.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for CERTIS in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources ClearingPost reads Czech National Bank · Authoritative (T1) · 9 of 16 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓

Record · CERTIS

Country
Czech Republic (CZ)
Currency
Czech Koruna (CZK)
Operator
Czech National Bank
Type
RTGS
Operating Window
24/7/365
Year Established
2001
Daily Volume
~4.2M TX/day (2025)
Tier?
Tier 2
ISO 20022?
Migrated
Region
Europe
Settlement Type?
Gross
Participants
49 direct
Avg Daily Transactions
~4.2M (2025)
Avg Daily Value
CZK 1.5T/day (2025)
Availability
24/7 (instant payments); Batch clearing: Mon-Fri 00:00-16:00 CET
Notes

Last major bank joined instant payments in 2025; IPS-participating banks now handle over 90% of CERTIS client transactions. April 2026: 40.8M instant payments processed (45% of total interbank transfers), up from 31.5M in April 2025 (+29.5% YoY). Instant payments now account for 40% of all interbank credit transfers made by clients; standard credit transfers remain flat at ~2.5M/day. CNB press release: 99% customer satisfaction with instant payments.

Czech National Bank official website →
Reference Sources
Czech National Bank
Authoritative (T1)Entry recorded Mar 12, 2026
Status →
See all RTGS systems →See all systems in Czech Republic →ISO 20022 migration status →Payment rails by country →
Other systems in the same country or region
T2 / TARGETRTGS
Eurozone · EUR · ECB / Eurosystem
SEPA SCTACH
Eurozone · EUR · EPC / CSMs
SEPA SDDACH
Eurozone · EUR · EPC / CSMs
SEPA InstFPS
Eurozone · EUR · EPC / RT1 / TIPS
EURO1Hybrid
Eurozone · EUR · EBA Clearing
CHAPSRTGS
United Kingdom · GBP · Bank of England

Operations · CERTIS

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for CERTIS (2)

Coverage whose headline or summary names CERTIS, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the CERTIS operator or external.

NewsApr 17, 2026Headline names “CERTIS”
CERTIS Instant Payments Reach 45.5 Percent of Czech Interbank Transfers
CNB data shows CERTIS instant transactions now comprise nearly half of Czech interbank volumes, rising from a 21% share in mid-2022 to 45.5% by March 2026 as daily processing tripled over the same period.
Operator source · Czech National Bank
AnalysisMar 23, 2026Headline names “CERTIS”
Czech Republic's CERTIS Crosses One Billion Transactions in 2025 as Instant Payments Reshape Interbank Clearing
An analysis of how the Czech National Bank's unique hybrid RTGS and clearing platform reached the one-billion transaction milestone, driven by the rapid adoption of instant payments that now account for a third of all interbank transactions processed through the system.
Operator source · Czech National Bank - CERTIS Statistical Data