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EPN

ACH

Electronic Payments Network — private-sector ACH operator run by The Clearing House. Alongside FedACH, processes all US ACH transactions. Handles approximately 40% of national ACH volume.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether EPN is running normally.

Dated items ClearingPost holds, each with its source and whether the date is confirmed

  • nacha.orgsource ↗
  • nacha.orgsource ↗

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for EPN in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 0 of 11 fields carry a source and a recorded date · latest sourced entry recorded 8 Jul 2026 · evidence details ↓

Record · EPN

Country
United States (US)
Currency
US Dollar (USD)
Operator
The Clearing House
Type
ACH
Operating Window
06:00–23:00 UTC · Mon–Fri
Year Established
1972
Tier?
Tier 1
ISO 20022?
Legacy
Region
Americas
Settlement Type?
Net
Avg Daily Transactions
~83M (2024)
Avg Daily Value
~$225B (2024)
Availability
Business days
Notes

EPN and FedACH together form the dual-operator ACH processing infrastructure in the US. EPN is interoperable with FedACH — an ACH entry submitted to either operator reaches any US financial institution. Same-Day ACH available through EPN since 2016. In 2024, EPN processed 20.7 billion transactions worth $56.4 trillion (6.2% volume growth YoY). Since 2021, EPN volume growth has averaged 7.4% annually, outpacing the broader ACH network.

Operations · EPN

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Not listed here: 7 tagged articles that do not mention EPN. All coverage is in Insights.