United States

Dated items ClearingPost holds, each with its source and whether the date is confirmed

Global items that may apply: 2 · see the global list

• Mon 12 OctMNTMNT FedACH / Nacha · Columbus Day holiday — processing suspended · domestic · confirmed▸
  00:00–21:30 UTC · closed
  Federal Reserve Financial Servicessource ↗
• Mon 12 OctMNTMNT Fedwire · Columbus Day holiday closure · domestic · confirmed▸
  00:00–21:00 America/New_York · closed
  Federal Reserve Financial Servicessource ↗
• 23 Oct 2026DDLDDL Nacha: comments close on redefining "Banking Day" in the Nacha Operating Rules · FedACH / Nacha, EPN · consultation closes · domestic · confirmed▸
  nacha.orgsource ↗
• 11 Nov 2026MNTMNT Fedwire · Veterans Day holiday closure · domestic · confirmed▸
  00:00–21:00 America/New_York · closed
  Federal Reserve Financial Servicessource ↗
• 11 Nov 2026MNTMNT FedACH / Nacha · Veterans Day holiday — processing suspended · domestic · confirmed▸
  04:30–22:30 UTC · closed
  Federal Reserve Financial Servicessource ↗

+8 more dated rows in this window · see all

Later: 18 dated items after 8 Jan 2027 →

ClearingPost holds supported upcoming items for 4 of the 7 systems in scope (Fedwire, EPN, FedACH / Nacha, RTP); this is a statement about ClearingPost's records, not about the systems' plans.

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

• Data updateCHIPS · 2 data updates recorded ▸
  CHIPS average daily transactions increased to 663,655 (2026 year to date through September) · CHIPS average daily value increased to $2.266T (2026 year to date through September)
  recorded 9 Oct 2026 · CHIPS Network Annual Volume & Value Statistics
• Data updateRTP · 3 data updates recorded ▸
  RTP headline volume updated to 150 million (Q3 2026) · RTP average daily value increased to $6.9B (September 2026) · RTP participant count updated to Over 1,378 (September 2026)
  recorded 8 Oct 2026 · The Clearing House - RTP Network
• Took effectRTP · RTP System Operating Rules (Effective 10-04-2026)

  Edition effective 4 October 2026. The Clearing House's summary of changes lists three parts: a framework for One-Leg-Out (OLO) payments, the U.S. leg of payments to or from a payer or payee outside the United States; changed rules for Requests for Payment that are RTP/Zelle Messages; and clarifying, conforming and clean-up changes. From 4 October 2026 to 30 March 2028 only participants that opt into the early-adopter period must comply with the OLO Framework; from 31 March 2028 all participants must receive inbound OLO payments. The OBO receiving-participant requirements in Section III.I.2 take effect on 31 March 2028.

  took effect 4 Oct 2026 · The Clearing Housesource ↗
• Took effectRTP · RTP System Operating Rules (Effective 09-30-2026)

  Upcoming edition listed by The Clearing House as 'Upcoming RTP Operating Rules: Effective 09-30-2026' and published at https://www.theclearinghouse.org/-/media/New/TCH/Documents/Payment-Systems/RTP/RTP-Operating-Rules-Effective-September-30-2026.pdf. The cover reads 'RTP Operating Rules, September 30, 2026'. The document's Revision History states the edition was initially published in December 2025 following approval of changes regarding Indirect Domestic Send (IDS) Payments. The Revision History states an updated version was published in April 2026 to incorporate additional changes related to the Liquidity Management Transfer (LMT) Service and to make formatting enhancements. The Revision History records that the LMT Service changes were approved on 13 April 2026 and take effect on 1 June 2026. Supersedes the edition effective 1 June 2026.

  took effect 30 Sep 2026 · The Clearing Housesource ↗
• Took effectRTP · RTP Participation Rules (Effective 09-30-2026)

  Upcoming edition listed by The Clearing House as 'Upcoming RTP Participation Rules: Effective 09-30-2026' and published at https://www.theclearinghouse.org/-/media/New/TCH/Documents/Payment-Systems/RTP/RTP-Participation-Rules-Effective-September-30-2026.pdf. The TCH document library also lists a summary-of-changes document aligned with the 30 September 2026 effective date. Supersedes the edition effective 1 June 2026, which the document library labelled 'Current RTP Participation Rules: Effective 06-01-2026' as of 8 September 2026.

  took effect 30 Sep 2026 · The Clearing Housesource ↗