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Zelle

FPS

P2P and small business real-time payment network operated by Early Warning Services, owned by seven major US banks. Overlay network that settles through RTP or ACH rather than operating its own clearing infrastructure.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether Zelle is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for Zelle.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for Zelle in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 3 of 13 fields carry a source and a recorded date · latest sourced entry recorded 5 Sep 2026 · evidence details ↓

Record · Zelle

Country
United States (US)
Currency
US Dollar (USD)
Operator
Early Warning Services
Type
FPS
Operating Window
24/7/365
Year Established
2017
Tier?
Tier 2
ISO 20022?
Legacy
Region
Americas
Settlement Type?
Net
Participants
2,300+ financial institutions
Avg Daily Transactions
~11.5M (4.2B in 2025)
Avg Daily Value
~$3.3B ($1.2T in 2025)
Availability
24/7/365
Notes

Early Warning Services announced India as Zelle's first international remittance corridor on June 11, 2026, targeting launch before the end of 2026, and unveiled ZelleUSD (ZLUSD), a USD-backed stablecoin for other markets with specifications and launch date pending. Small-business flows are reported separately from network totals: enrolled small-business accounts sent or received more than $200 billion in the first half of 2026, and accounts with a Zelle tag received nearly $5.8 billion in the same period. No new full-network 2026 volume or value figure has been disclosed; the company still cites the $1 trillion-plus annual network as its baseline.

Operations · Zelle

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for Zelle (4)

Coverage whose headline or summary names Zelle, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the Zelle operator or external.

NewsJun 16, 2026Headline names “Zelle”
Zelle Picks India for First International Corridor, Launches ZLUSD Stablecoin
Early Warning Services will enable Zelle users to send remittances to India by end of 2026, the P2P network's first international corridor. EWS also unveiled ZelleUSD, a dollar-backed stablecoin to power further cross-border expansion.
External source · Early Warning Services
NewsJun 12, 2026Headline names “Zelle”
Zelle Announces India Remittance Corridor and ZelleUSD Stablecoin for International Markets
The company also unveiled ZelleUSD, a proprietary U.S. dollar-backed stablecoin for international markets. Zelle processed over $1.2 trillion in domestic payments in 2025.
External source · Early Warning Services
NewsApr 27, 2026Headline names “Zelle”
Zelle Pilots Bill Payments with Truist as Network Expands Beyond P2P
Zelle and Truist Financial launched a controlled pilot on April 23 to test bill payments through the Zelle network, marking the platform's first structured move beyond person-to-person transfers. The Zelle Forward initiative targets recurring payments including credit card bills, rent, and utilities, with broader deployment dependent on pilot results.
External source · Early Warning Services (Zelle)
AnalysisMar 22, 2026Headline names “Zelle”
Zelle Processes 2 Billion Payments in First Half of 2025 as Small Business Adoption Surges
Early Warning Services reports record-breaking first half for Zelle with 19 percent transaction growth and 23 percent value growth year-over-year, driven by a 31 percent surge in small business payments and a single-day record of $9 billion processed in August 2025.
External source · Early Warning Services (PRNewswire)

Wider coverage that mentions Zelle (1)

These articles mention Zelle in their text but not in their headline or summary, so they are listed as context rather than as Zelle intelligence.