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InstaPay (Egypt)

FPS

Egypt national instant payment network (IPN). Launched March 2022. 24/7/365. P2P and P2M transfers via mobile number or national ID. Operated by Egyptian Banks Company (EBC) under CBE supervision. Part of Egypt Vision 2030 financial inclusion strategy.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether InstaPay (Egypt) is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for InstaPay (Egypt).

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for InstaPay (Egypt) in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 7 of 14 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓

Record · InstaPay (Egypt)

Country
Egypt (EG)
Currency
Egyptian Pound (EGP)
Operator
Egyptian Banks Company (EBC) / CBE
Type
FPS
Operating Window
24/7/365
Year Established
2022
Tier?
Tier 2
ISO 20022?
Legacy
Region
Middle East & Africa
Settlement Type?
Gross
Participants
36 direct participants (all banks mandated)
Avg Daily Transactions
~2.9M (Q1 2025: 263M/quarter)
Avg Daily Value
~EGP 13.3B/day (Q1 2025: EGP 1.2T/quarter)
Availability
24/7/365
Notes

Launched 23 March 2022. 16M+ users (mid-2025). Q1 2025: 263M transactions worth EGP 1.2T (CBE). Transfer fees introduced April 2025: 0.1% of value (min EGP 0.50, max EGP 20 per transfer). Infrastructure: 25,000+ ATMs, 1.3M+ POS devices. Financial inclusion reached 76.3% (June 2025, CBE). Uses proprietary messaging (not ISO 20022 or ISO 8583). RTGS Egypt handles high-value transfers. Meeza is the national card scheme.

Operations · InstaPay (Egypt)

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for InstaPay (Egypt) (2)

Coverage whose headline or summary names InstaPay (Egypt), or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the InstaPay (Egypt) operator or external.