Skip to content
◆ClearingPost

KEPSS

RTGS

Kenya Electronic Payment and Settlement System - Kenya's RTGS for KES high-value interbank payments, classified as a Systemically Important Payment System (SIPS). Operated by the Central Bank of Kenya (CBK). Operating hours 07:00-19:00 EAT (04:00-16:00 UTC) since July 2025. Migrated to ISO 20022 on 14 October 2024.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether KEPSS is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for KEPSS.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

All recorded changes →

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

  • ChangedKEPSS operating hours extended

    CBK extended KEPSS operating hours from 08:30-16:30 to 07:00-19:00 EAT effective 1 July 2025, adding 3.5 hours of daily operations.

    recorded 13 Mar 2026source ↗
  • ChangedKEPSS migrated to ISO 20022

    CBK successfully migrated KEPSS to ISO 20022 global messaging standard on 14 October 2024. Kenya among early adopters on African continent.

    recorded 13 Mar 2026source ↗

Sources ClearingPost reads Central Bank of Kenya · Authoritative (T1) · 12 of 14 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓

Record · KEPSS

Country
Kenya (KE)
Currency
Kenyan Shilling (KES)
Operator
CBK
Type
RTGS
Operating Window
04:00–16:00 UTC · Mon–Fri
Year Established
2005
Tier?
Tier 3
ISO 20022?
Native
Region
Middle East & Africa
Settlement Type?
Gross
Participants
CBK, commercial banks, financial institutions, payment system providers
Avg Daily Transactions
~42,000
Avg Daily Value
KES ~189B
Availability
Business days
Notes

KEPSS migrated to ISO 20022 on 14 October 2024. Operating hours extended from 08:30-16:30 to 07:00-19:00 EAT effective 1 July 2025. Kenya has a unique payment landscape dominated by M-Pesa mobile money (50M+ users, processes ~50% of GDP). KEPSS settles high-value interbank. PesaLink (2017) provides real-time bank-to-bank and bank-to-mobile transfers. CBK also operates EAPS (East African Payment System) for cross-border settlement with Uganda, Tanzania, Rwanda, and Burundi.

CBK official website →
Reference Sources
Central Bank of Kenya
Authoritative (T1)Entry recorded Mar 14, 2026
Status →Statistics →
See all RTGS systems →See all systems in Kenya →ISO 20022 migration status →Payment rails by country →
Other systems in the same country or region
SARIERTGS
Saudi Arabia · SAR · SAMA
UAEFTSRTGS
UAE · AED · CBUAE
SAMOSRTGS
South Africa · ZAR · SARB
PAPSSFPS
Africa (Pan-continental) · XAF · Afreximbank
RTGS EgyptRTGS
Egypt · EGP · CBE
AaniFPS
United Arab Emirates · AED · Al Etihad Payments (AEP) / CBUAE

Operations · KEPSS

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for KEPSS (1)

Coverage whose headline or summary names KEPSS, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the KEPSS operator or external.

AnalysisMar 14, 2026Headline names “KEPSS”
Kenya's KEPSS Modernisation: How East Africa's Largest RTGS Became an Early Continental ISO 20022 Adopter
Kenya completed its KEPSS migration to ISO 20022 in October 2024 and extended operating hours in July 2025, making it one of the first African RTGS systems to adopt the global messaging standard. What the upgrade means for East African payment integration and SWIFT cross-border flows.
Operator source · Central Bank of Kenya
Not listed here: 1 tagged article that does not mention KEPSS. All coverage is in Insights.