◆ClearingPost

SADAD

ACH

Saudi Arabia's electronic bill presentment and payment system. 24/7. Used by government, utilities, telecom, and all major billers in KSA. Integrated into all Saudi banking apps and ATMs. Operated by Saudi Payments under SAMA.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether SADAD is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for SADAD.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for SADAD in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources ClearingPost reads Saudi Payments / SAMA · Authoritative (T1) · 8 of 15 fields carry a source and a recorded date · latest sourced entry recorded 16 Apr 2026 · evidence details ↓

Record · SADAD

Country
Saudi Arabia (SA)
Currency
Saudi Riyal (SAR)
Operator
Saudi Payments / SAMA
Type
ACH
Operating Window
24/7/365
Year Established
2004
Tier?
Tier 2
ISO 20022?
Legacy
Region
Middle East & Africa
Settlement Type?
Net
Participants
39 banks + 300+ billers (2024)
Avg Daily Transactions
~1M (364M in 2024)
Avg Daily Value
~SAR 2.24B/day (SAR 817B in 2024)
Availability
24/7/365
Notes

SADAD is one of the most comprehensive national bill payment systems in the world. Settlement via SARIE (RTGS). Part of the Saudi Payments family alongside SARIE, sarie+, SPAN, and ESAL. Q1 2025: 87.4M transactions processed. Payment channels: bank branches, internet banking, phone banking (IVR), ATMs, cash acceptance machines, SMS, mobile apps, POS. Transaction limits are set by individual banks, not by SADAD centrally.

Reference Sources
Saudi Payments / SAMA
Authoritative (T1)Entry recorded Mar 13, 2026
Saudi Payments / SAMA
Authoritative (T1)Entry recorded Mar 15, 2026

Operations · SADAD

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for SADAD (1)

Coverage whose headline or summary names SADAD, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the SADAD operator or external.