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SEP

RTGS

System of Electronic Payments (SEP 4) - Ukraine's national payment system operated by NBU. 24/7/365 since April 2023 when new generation launched on ISO 20022. Handles ~97-99% of interbank UAH payments. Continued operating throughout the 2022 conflict with resilience measures.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether SEP is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for SEP.

ClearingPost holds sourced upcoming items for 10 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for SEP in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources ClearingPost reads National Bank of Ukraine · Authoritative (T1) · 13 of 17 fields carry a source and a recorded date · latest sourced entry recorded 17 Aug 2026 · evidence details ↓

Record · SEP

Country
Ukraine (UA)
Currency
Ukrainian Hryvnia (UAH)
Operator
NBU (National Bank of Ukraine)
Type
RTGS
Operating Window
24/7/365
Year Established
1993
Daily Volume
595M tx / UAH 273.6T (2025)
Tier?
Tier 2
ISO 20022?
Native
Region
Europe
Settlement Type?
Gross
Participants
63 (NBU, Treasury, 61 banks, 3 non-bank PSPs) (Jan 2026)
Avg Daily Transactions
~1,630,000 (2025)
Avg Daily Value
UAH 749B (2025)
Availability
24/7/365
Notes

NBU launched TrekSEP tracking service on December 1, 2025, enabling individuals and legal entities to track payment routes in SEP around the clock. From April 1, 2026, all SEP participants must generate a UETR (Unique End-to-End Transaction Reference) for each payment transaction, aligning with SWIFT CBPR+ traceability standards.

Reference Sources
National Bank of Ukraine
Authoritative (T1)Entry recorded Mar 12, 2026

Operations · SEP

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for SEP (1)

Coverage whose headline or summary names SEP, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the SEP operator or external.