Virement Instantané
FPSVirement Instantané (Morocco). Instant payment system launched June 2023, operated by GSIMT (Groupement pour un Système Interbancaire Marocain de Télécompensation) under Bank Al-Maghrib oversight. ISO 20022 native, designed for future cross-border interoperability.
ClearingPost does not assess whether Virement Instantané is running normally.
Next
Dated items ClearingPost holds, each with its source and whether the date is confirmed
No supported upcoming items in ClearingPost's records for Virement Instantané.
ClearingPost holds sourced upcoming items for 17 of 149 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.
Changed
Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
No substantive change recorded for Virement Instantané in ClearingPost's change records.
The full activity log for this system, including context notes, is on the Changes page.
Sources No status page recorded · 4 of 11 fields carry a source and a recorded date · latest sourced entry recorded 7 Oct 2026 · evidence details ↓
Record · Virement Instantané
Bank Al-Maghrib and GSIMT launched Virement Instantane on 1 June 2023. Transfers between accounts at different Moroccan banks complete in under 20 seconds and the service is available around the clock every day of the week. The platform is ISO 20022 native and is operated by GSIMT under Bank Al-Maghrib oversight. A per-transfer cap of MAD 20,000 applied during the transitional period at launch, when the service was offered free of charge for three months, after which each participating bank set its own fee schedule.
Operations · Virement Instantané
Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.
Operations lists the systems ClearingPost monitors and the operational events it has recorded.