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Planned — This system has been announced but is not yet live.

GhIPSS Instant Pay

FPSPlanned

NEW SYSTEM: GhIPSS Instant Pay / GIP (Ghana). Operated by Ghana Interbank Payment and Settlement Systems (GhIPSS), subsidiary of Bank of Ghana. Transaction value surged 233% YoY to GHC 47.

Launch Date: TBD
NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether GhIPSS Instant Pay is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for GhIPSS Instant Pay.

ClearingPost holds sourced upcoming items for 16 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for GhIPSS Instant Pay in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 2 of 12 fields carry a source and a recorded date · latest sourced entry recorded 27 Jul 2026 · evidence details ↓

Record · GhIPSS Instant Pay

Country
Ghana (GH)
Currency
(GHS)
Operator
GhIPSS
Type
FPS
Operating Window
24/7/365
Year Established
2026
Daily Volume
14.89M transactions (2024)
Tier?
Tier 3
ISO 20022?
Legacy
Region
Middle East & Africa
Settlement Type?
Gross
Availability
99.9%
Notes

2024 volumes rose 44% and values 233% year-on-year (14.89M transactions worth GHC 47.5B). Digital payments now account for 82% of all financial transactions in Ghana (GhIPSS / Bank of Ghana).

Operations · GhIPSS Instant Pay

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.