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GhIPSS Instant Pay

FPS

GhIPSS Instant Pay / GIP (Ghana). Operated by Ghana Interbank Payment and Settlement Systems (GhIPSS), subsidiary of Bank of Ghana. Transaction value surged 233% YoY to GHC 47.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether GhIPSS Instant Pay is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for GhIPSS Instant Pay.

ClearingPost holds sourced upcoming items for 13 of 149 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for GhIPSS Instant Pay in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 2 of 12 fields carry a source and a recorded date · latest sourced entry recorded 27 Jul 2026 · evidence details ↓

Record · GhIPSS Instant Pay

Country
Ghana (GH)
Currency
(GHS)
Operator
GhIPSS
Type
FPS
Operating Window
24/7/365
Daily Volume
14.89M transactions (2024)
Tier?
Tier 3
ISO 20022?
Not verified
Region
Middle East & Africa
Settlement Type?
Gross
Notes

2024 volumes rose 44% and values 233% year-on-year (14.89M transactions worth GHC 47.5B). Digital payments now account for 82% of all financial transactions in Ghana (GhIPSS / Bank of Ghana).

Operations · GhIPSS Instant Pay

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for GhIPSS Instant Pay (2)

Coverage whose headline or summary names GhIPSS Instant Pay, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the GhIPSS Instant Pay operator or external.