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Raast

FPS

Pakistan's first instant payment system. 24/7/365. Launched January 2021. Enables P2P, P2M (QR code), bulk payments (government salaries, pensions, welfare), and tax payments. Free for individuals. Phone-number-based proxy (Raast ID). 25+ banks/MFBs with P2P QR. Operated by SBP.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether Raast is running normally.

Next

Dated items ClearingPost holds, each with its source and whether the date is confirmed

No supported upcoming items in ClearingPost's records for Raast.

ClearingPost holds sourced upcoming items for 16 of 150 systems; an empty list is a statement about ClearingPost's records, not about a system's plans.

Changed

Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such

No substantive change recorded for Raast in ClearingPost's change records.

The full activity log for this system, including context notes, is on the Changes page.

Sources No status page recorded · 11 of 14 fields carry a source and a recorded date · latest sourced entry recorded 20 Aug 2026 · evidence details ↓

Record · Raast

Country
Pakistan (PK)
Currency
Pakistani Rupee (PKR)
Operator
SBP (State Bank of Pakistan)
Type
FPS
Operating Window
24/7/365
Year Established
2021
Tier?
Tier 2
ISO 20022?
Native
Region
Asia-Pacific
Settlement Type?
Net
Participants
53 financial institutions (Dec 2025)
Avg Daily Transactions
~2.4M (late 2025 est.)
Avg Daily Value
~Rs 54B/day (from Rs 20T cumulative)
Availability
24/7/365
Notes

Q1 2026 (Jan-Mar): 742.1M transactions worth PKR 23.3T. P2P: 664M transactions (+10% QoQ) worth PKR 18.9T. P2M: 55.9M transactions (up from 36.3M previous quarter). Raast accounted for ~20% of all retail transaction volume processed through formal channels in Q1 2026. Source: SBP Payment Systems Quarterly Review Q3 FY26. last recorded: 2026-07-03.

Operations · Raast

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for Raast (6)

Coverage whose headline or summary names Raast, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the Raast operator or external.

NewsJun 30, 2026Headline names “Raast”
Pakistan's Raast Processes 742 Million Transactions in Q1 2026 as Digital Payments Dominate Retail
Raast handled 742 million instant payment transactions in Q1 2026. Growth rates project annual throughput above USD 500 billion.
External source · Arab News
NewsMay 18, 2026Headline names “Raast”
Raast Crosses Rs 50 Trillion Cumulative Value as Pakistan Processes Two Billion Instant Payments in 2025
The October-December 2025 quarter recorded 645.7 million transactions worth Rs 18.5 trillion. Person-to-person transfers dominated at 603 million transactions (Rs 15.7 trillion), while merchant payments reached 33.6 million transactions (Rs 167.
External source · ProPakistani
NewsMay 18, 2026Headline names “Raast”
SBP Deploys Raast to 96 Cattle Markets in Record Eid-ul-Azha Cashless Push
Banks set up dedicated camps, kiosks, mobile banking vans, and ATMs inside the markets. Merchants and cattle traders can accept payments through mobile banking apps, branchless banking wallets, and Raast QR codes.
Operator source · State Bank of Pakistan
AnalysisMay 13, 2026Headline names “Raast”
Pakistan's Raast Crosses Rs 50 Trillion Cumulative Mark as Transaction Velocity Accelerates
Q2 FY26 data from the State Bank of Pakistan recorded 645.7 million transactions worth Rs 18.5 trillion between October and December 2025. Person-to-person transfers accounted for 603 million of those transactions at Rs 15.7 trillion.
External source · ProPakistani
NewsApr 3, 2026Headline names “Raast”
JazzCash Onboards One Millionth Raast QR Merchant as Pakistan Targets 15 Billion Digital Transactions
JazzCash processed more than PKR 15 trillion in transaction value during 2025, equivalent to roughly USD 53 billion or 13 percent of Pakistan's GDP. The platform serves 58 million registered customers across Pakistan.
External source · VEON
NewsMar 25, 2026Headline names “Raast”
Pakistan Plans All Government Payments Through Raast as Digital Transactions Hit 92% of Retail Volume
Pakistan's State Bank reports digital channels now account for 92% of retail payments as Raast processes 645.7 million transactions worth Rs18.5 trillion in Q2 FY26, with government entities set to route all payments through the instant platform by mid-2026.
External source · State Bank of Pakistan (via The Nation)
Not listed here: 1 tagged article that does not mention Raast. All coverage is in Insights.