Country · Europe · GBP · 3 domestic + 6 shared systems
United Kingdom
Key systems
- CHAPSRTGS · GBP · Bank of England · domestic
- BACSACH · GBP · Pay.UK · domestic
- Faster PaymentsFPS · GBP · Pay.UK · domestic
- SEPA SCTACH · EUR · EPC / CSMs · shared (SEPA)
- SEPA SDDACH · EUR · EPC / CSMs · shared (SEPA)
- STEP2-TACH · EUR · EBA Clearing · shared (SEPA)
- RT1FPS · EUR · EBA Clearing · shared (SEPA)
- SEPA InstFPS · EUR · EPC / RT1 / TIPS · shared (SEPA)
- TIPSFPS · EUR · ECB / Eurosystem · shared (SEPA)
Records verified 13 Sep 2026 – 26 Sep 2026
Monitoring: not configured for any of the 9 systems in scope; ClearingPost does not assess their service condition · operations view →
Next · 90 days
All upcoming in United Kingdom →Dated items ClearingPost holds, each with its source and whether the date is confirmed
Global items that may apply: 1 · see the global list
- full day · reduced service · previously 14 Nov 2026ECB TARGET Servicessource ↗
- full day · closedBank of Englandsource ↗
Deferred · no revised date
- no revised date · previously 14 Nov 2026ISO 20022 milestone for November 2026: Unstructured addresses to be removed · recorded 31 Jul 2026source ↗
Announced · date under review
- 06:00 UTC → 01:30 UTC (expected) · effective date recorded; not yet checked against the sourcebankofengland.co.uk · recorded 10 Mar 2026source ↗
Later: 11 dated items after 27 Dec 2026 →
ClearingPost holds supported upcoming items for 5 of the 9 systems in scope (CHAPS, SEPA SCT, SEPA SDD, SEPA Inst, TIPS); this is a statement about ClearingPost's records, not about the systems' plans.
Changed
Material, sourced changes ClearingPost recorded; corrections to its own record are labelled as such
- Data updateSEPA Inst · SEPA Inst average daily value increased to ~€16.1B/day (TIPS EUR Jul 2026 €6.8B + RT1 Jul 2026 €9.3B; STEP2-T instant excluded)~€7B est. (derived: 7% of retail CT value, H1 2025, ECB) changed to ~€16.1B/day (TIPS EUR Jul 2026 €6.8B + RT1 Jul 2026 €9.3B; STEP2-T instant excluded)recorded 15 Sep 2026 · TARGET payments: value (Table 2)source ↗
- Data updateFaster Payments · Faster Payments average daily transactions increased to ~16.0M (5.845B in 12 months to end-July 2026)~15.2M (5.55B in 2025) changed to ~16.0M (5.845B in 12 months to end-July 2026)recorded 13 Sep 2026 · Pay.UK Payment Statistics July 2026source ↗
Rules & documents
- SEPA Credit Transfer Scheme RulebookEuropean Payments Council · 2025 v1.1
- SEPA Instant Credit Transfer Scheme RulebookEuropean Payments Council · 2025 v1.1
- TARGET Operating ScheduleECB · 2026
- CHAPS Reference ManualBank of England · 30 June 2026
- SEPA Direct Debit Core Scheme RulebookEuropean Payments Council · 2025 v1.1
- SEPA Direct Debit Business-to-Business Scheme RulebookEuropean Payments Council · 2025 v1.1
- Extending RTGS and CHAPS Settlement Hours - Early Morning ExtensionBank of England · February 2026
- Expanding Mandatory ISO 20022 Enhanced Data in CHAPS from 2027Bank of England · July 2026
- Faster Payments System PrinciplesPay.UK · v11 (January 2026)
- Bacs System PrinciplesPay.UK · v18 (January 2026)
- ISO 20022 Change Management — November 2026: CHAPS Direct ParticipantsBank of England · December 2025