◆ClearingPost

PIX

FPS

Brazil's instant payment system. Launched Nov 2020. ~180M total users (162M individuals, 17M businesses, ~95% of adult population). 24/7/365. Key-based (CPF/CNPJ, phone, email, random key). Mandatory for all banks. Processes P2P, P2M, P2G, B2B, and recurring payments (PIX Automatico, launched June 2025). Free for individuals. Surpassed credit+debit card combined volume in 2023.

NowHours: computing from the published schedule…Service condition: not monitored details

ClearingPost does not assess whether PIX is running normally.

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Sources ClearingPost reads Banco Central do Brasil · Authoritative (T1) · 13 of 19 fields carry a source and a recorded date · latest sourced entry recorded 22 Sep 2026 · evidence details ↓

Record · PIX

Country
Brazil (BR)
Currency
Brazilian Real (BRL)
Operator
Banco Central do Brasil
Type
FPS
Operating Window
24/7/365
Year Established
2020
Tier?
Tier 1
ISO 20022?
Native
Region
Americas
Settlement Type?
Gross
Participants
886 active participants (39 mandatory, 847 voluntary; BCB list Sep 21, 2026)
Avg Daily Transactions
~240M/day (Jan-May 2026 avg, BCB monthly Pix statistics); single-day record 318,116,744 on Sep 4, 2026 (BCB SPI open data)
Avg Daily Value
~R$107B/day (Jan-May 2026 avg, BCB monthly Pix statistics); single-day value record R$193.47B on Dec 19, 2025 (BCB SPI open data)
Registered Users
186,279,602 users with keys registered in DICT (167,721,822 individuals; 18,557,780 legal entities) (as of 2026-08-31)
Notes

Over 920 million Pix keys were registered at end-2025, a 67% increase from December 2022, per BCB's Relatório de Gestão do Pix 2023-2025; the same report states that BCB is studying bilateral interconnections and participation in multilateral hubs for cross-border Pix. Fraud context: Brazil recorded 2.2 million estelionato (fraud/scam) occurrences in 2025, a 429.8% increase since 2018, per the Brazilian Public Security Forum. This underpins BCB's MED 2.0 rollout (operational May 11, 2026) and the phased IN BCB 766 anti-fraud enhancements (Phase 1 MED dispute extension Sep 1; Phase 2 TransactionDepth Oct 26).

Banco Central do Brasil official website →
Reference Sources
Banco Central do Brasil
Authoritative (T1)Entry recorded Mar 15, 2026
Status →
See all FPS systems →See all systems in Brazil →ISO 20022 migration status →Payment rails by country →
Other systems in the same country or region
FedwireRTGS
United States · USD · Federal Reserve
FedACH / NachaACH
United States · USD · Federal Reserve / Nacha
CHIPSRTGS
United States · USD · The Clearing House
FedNowFPS
United States · USD · Federal Reserve
LynxRTGS
Canada · CAD · Payments Canada
EFT / ACSSACH
Canada · CAD · Payments Canada

Operations · PIX

Operational monitoring: not configured. ClearingPost does not monitor operational sources for this system and does not assess its current service condition.

Operations lists the systems ClearingPost monitors and the operational events it has recorded.

Intelligence for PIX (46)

Coverage whose headline or summary names PIX, or names its operator or country together with its system type. Each item quotes that evidence and says whether the source is the PIX operator or external.

NewsSep 26, 2026Headline names “Pix”
ECB Governing Council Clears Assessment of a TIPS Link to Brazil's Pix
The Eurosystem's plan to reach Brazil now joins its other instant-payment interlinking projects: membership of Nexus Global Payments, a bilateral link to India's Unified Payments Interface, and a bilateral link to the Swiss Interbank Clearing Instant Payments system, all named by the ECB in the same notice.
External source · European Central Bank
RegulationSep 21, 2026Headline names “Pix”
BCB Resolution 587 Tightens Pix Fraud Marking and Sets 2027 Rule Changes
The Banco Central do Brasil set out the Pix regulation amendments in Resolution BCB 587.
External source · Agência Brasil
RegulationSep 10, 2026Headline names “Pix”
Brazil Removes R$500 Cap on Contactless Pix Payments From October 1
Instrucao Normativa BCB 746 ends the separate limit regime that has governed Pix por aproximacao since 2024, folding contactless and Open Finance no-redirect payments into the ordinary customer limits agreed with each institution. The change becomes binding on 1 October 2026.
External source · LegisWeb
NewsSep 8, 2026Headline names “Pix”
ECB Confirms Preliminary Investigation Into Linking TIPS With Brazil's Pix
Brazil's instant payment system has entered a formal Eurosystem assessment as a candidate for a central bank-to-central bank cross-border connection. The review covers legal, technical, security and operational questions and is due to close this month, ahead of a reported four-stage path that would reach a working trial in mid-2028.
External source · Finextra
NewsSep 8, 2026Headline names “Pix”
Pix Sets All-Time Daily Record With 318.1 Million Transactions on September 4
Brazil's instant payment system overtook the peak of 313.3 million payments that had stood since 5 December 2025. Settlement data from the central bank shows the new high landed on a payday at the start of the month.
Operator source · Banco Central do Brasil (SPI open data, PixLiquidadosAtual)
RegulationSep 5, 2026Headline names “Pix”
Brazil Bans Advertising and Hyperlinks on Pix Payment Receipts From March 2027
A revised annex to the Pix Regulation, released by the Banco Central do Brasil on 3 September 2026, strips commercial content out of the transaction receipt. The same revision rebuilds the fraud contestation screens around plain language and uploaded evidence.
Operator source · Banco Central do Brasil
RegulationSep 2, 2026Headline names “Pix”
Brazil Extends Pix MED Return-Contestation Window to 80 Days as IN BCB 766 Phase 1 Takes Effect
Brazil's central bank has aligned the Pix receiver's contestation horizon with the 80 days that payers already had. The rule targets a scam pattern in which a payer opens a MED request to defraud the receiver, a case the manual now names explicitly. A second phase of the same manual, covering an additional communication step between institutions, follows on October 26.
Operator source · Banco Central do Brasil (DICT Operational Manual v8.5)
NewsAug 22, 2026Headline names “PIX”
Liquid Group and PagBrasil Connect Asian Digital Wallets to Brazil's PIX Network
Mobile wallet holders across connected markets in Asia can now pay at retailers in Brazil through a new cross-border corridor, operational since August 21, that routes transactions from the RoamQR interoperability platform into PIX instant payment rails.
External source · PR Newswire
NewsAug 18, 2026Headline names “PIX”
BCB PIX Management Report Elevates Cross-Border Integration to Active Policy
Brazil's central bank has formally shifted its international PIX strategy from aspirational to operational, detailing bilateral and multilateral connection plans in its 2026 management report.
Operator source · Banco Central do Brasil
RegulationAug 6, 2026Headline names “PIX”
Brazil Enacts PIX Pensão Law for Automatic Court-Ordered Child Support
Lei 15.479/2026 (PIX Pensão) establishes court-enforceable automatic alimony disbursements through Brazil's instant payment system. Signed by President Lula on July 30, the statute enters force in July 2027.
External source · Senado Notícias
Showing 10 of 46 · View all intelligence →

Wider coverage that mentions PIX (1)

These articles mention PIX in their text but not in their headline or summary, so they are listed as context rather than as PIX intelligence.

GuideMar 11, 2026Text mentions “PIX”
RTGS, ACH, and Fast Payment Systems: A Practitioner's Guide to Payment Rails
RTGS systems settle payments individually (gross) and immediately (real-time) in central bank money.
External source · BIS CPMI